VSI
Vendor Single Interest
GAP
Guaranteed Auto Protection
CPI
Creditor Placed Insurance
EPD
Equipment Physical Damage
GAP insures the difference between the outstanding balance of a customer’s loan or lease and the amount of the primary insurance coverage if the vehicle is damaged beyond repair or is stolen and not recovered.
New & Used Vehicles
Loan & Lease Terms up to 84 Months
Insurance Deductibles
Loss Amounts up to $50,000
Loss Amounts up to 150% of MSRP
OICLS is a specialist at understanding state regulations and industry practices regarding GAP. This knowledge has allowed us to become the leading provider in states with unique GAP regulations such as Michigan, New York and others.