OICLS

About Us

Founded in 1956, Ohio Indemnity has helped safeguard financial institutions through a unique blend of well-conceived insurance programs and a commitment to personal attention. The company is widely recognized as one of the nation's leading specialty insurance carriers for banks, credit unions, finance companies, and non-profit 501 (c)(3) organizations, offering a variety of custom-designed products that enable our clients to serve their customers with assurance and peace of mind.

Why Choose OICLS?

Many of our clients and agents have told us how refreshingly easy it is to do business with us and how much they appreciate the straight forward, honest sharing of information. They tell us they have been enlightened working with OIC Lender Services.

Not only are we experts in the coverage we provide, but we deliver bottom line benefits for the client. It's the OIC way of doing things. Whether by reducing charge-offs by using our VSI or CPI programs, increasing fee income by adding GAP, or offering EPD to protect against risk of physical damage or theft, the OIC Lender Services Team is available to service your individual needs.

Access

Working with OIC Lender Services as your insurance partner, you will gain direct access to decision makers with years of experience, translating into quick decisions and fast turnaround times.

Experience

Our management team has years of insurance experience, as well as hands-on experience in investment and commercial banking. This creates a knowledge base that is unmatched in the industry.

Dependability

It can be frustrating when your insurance representative changes on what can seem like a monthly basis. OIC Lender Services has a proven reputation for offering stability in client care.

Flexibility

With clients that range in size from small community banks to large financial institutions - each with different needs and goals - OIC Lender Services can customize its products to help meet the challenges of today and enable you to stay competitive tomorrow.

Stability

A.M. Best is the oldest and most widely respected source for insurance company ratings in the world. Since 1899, the firm has assessed the financial strength, operating performance, and overall business profile of insurers across the globe.

Ohio Indemnity is rated A- (Excellent) by A.M. Best, reinforcing our strong capital position, disciplined underwriting, and operational consistency.

Service

OIC Lender Services claim service is the best in the industry! Our claim staff averages 15 years of claims experience per person. Fast, accurate claims service saves our clients both time and money.

Innovative Solutions

OIC Lender Services is focused on developing and implementing new technology to make our products and programs more effective and successful.

We offer our clients real-time access to account information, claim reports and loss ratios that can be viewed online or downloaded to a variety of programs. This feature serves as the cornerstone for OIC Lender Services evolving use of Web technologies designed to help our clients meet their insurance goals.