OIC Lender Services recognizes the many choices organizations have when selecting
        insurance products and services. That's why we continually work to assure our clients
        are receiving the unique attention and quality of service that have become the hallmarks
        of OIC Lender Services.
    
        Many of our clients and agents have told us how refreshingly easy it is to do business
        with us and how much they appreciate the straight forward, honest sharing of information.
        They tell us they have been enlightened working with OIC Lender Services.
    
    
        Not only are we experts in the coverage we provide, but we deliver bottom line benefits
        for the client. It's the OIC way of doing things. Whether by reducing charge-offs
        by using our VSI or CPI programs, increasing fee income by adding GAP, or offering
        EPD to protect against risk of physical damage or theft, the OIC Lender Services
        Team is available to service your individual needs.
    
    
    Working with OIC Lender Services as your insurance partner, you will gain direct
    access to decision makers with years of experience, translating into quick decisions
    and fast turnaround times.
    
    
    Our management team has years of insurance experience, as well as hands-on experience
    in investment and commercial banking. This creates a knowledge base that is unmatched
    in the industry.
    
    
    It can be frustrating when your insurance representative changes on what can seem
    like a monthly basis. OIC Lender Services has a proven reputation for offering stability
    in client care.
    
    
    With clients that range in size from small community banks to large financial institutions
    - each with different needs and goals - OIC Lender Services can customize its products
    to help meet the challenges of today and enable you to stay competitive tomorrow.
    
    
    OIC Lender Services has earned prestigious A ratings, based on performance and financial
    stability, from both A.M. BEST (A- Excellent) and Demotech (A" Unsurpassed), two
    leading independent insurance rating firms.
    
    
        OIC Lender Services claim service is the best in the industry! Our claim staff averages
        15 years of claims experience per person. Fast, accurate claims service saves our
        clients both time and money. For VSI & CPI physical damage claims, our standard
        is to pay 95% of claims within 10 business days. For GAP claims our standard is
        to pay 90% of claims within 10 business days.