Why Choose OIC Lender Services?

OIC Lender Services recognizes the many choices organizations have when selecting insurance products and services. That's why we continually work to assure our clients are receiving the unique attention and quality of service that have become the hallmarks of OIC Lender Services.

Many of our clients and agents have told us how refreshingly easy it is to do business with us and how much they appreciate the straight forward, honest sharing of information. They tell us they have been enlightened working with OIC Lender Services.

Not only are we experts in the coverage we provide, but we deliver bottom line benefits for the client. It's the OIC way of doing things. Whether by reducing charge-offs by using our VSI or CPI programs, increasing fee income by adding GAP, or offering EPD to protect against risk of physical damage or theft, the OIC Lender Services Team is available to service your individual needs.

Working with OIC Lender Services as your insurance partner, you will gain direct access to decision makers with years of experience, translating into quick decisions and fast turnaround times.

Our management team has years of insurance experience, as well as hands-on experience in investment and commercial banking. This creates a knowledge base that is unmatched in the industry.

It can be frustrating when your insurance representative changes on what can seem like a monthly basis. OIC Lender Services has a proven reputation for offering stability in client care.

With clients that range in size from small community banks to large financial institutions - each with different needs and goals - OIC Lender Services can customize its products to help meet the challenges of today and enable you to stay competitive tomorrow.

OIC Lender Services has earned prestigious A ratings, based on performance and financial stability, from both A.M. BEST (A- Excellent) and Demotech (A" Unsurpassed), two leading independent insurance rating firms.

OIC Lender Services claim service is the best in the industry! Our claim staff averages 15 years of claims experience per person. Fast, accurate claims service saves our clients both time and money. For VSI & CPI physical damage claims, our standard is to pay 95% of claims within 10 business days. For GAP claims our standard is to pay 90% of claims within 10 business days.